Navigating the Costs of Care: A Guide from Your Senior Living Advisor in Omaha
Senior Living Cost of Care Omaha
Choosing the right path for a loved one is one of the most significant decisions a family can make. As a senior living advisor in Omaha, I often hear the same vital question: "What is the real difference in price and care between these options?"
Understanding the "why" behind the price tags helps families move from confusion to confidence. In Omaha, our senior living landscape is diverse, offering everything from active social hubs to 24/7 medical environments.
The Financial Bridge: How Most Families Pay for Care
One of the biggest hurdles families face is not just the monthly cost, but the liquidity to pay for it. For the vast majority of seniors in the Omaha metro and Council Bluffs area, their home is their largest asset.
This is where Jonie Sturek offers a unique advantage that sets her apart from any other senior living advisor in Omaha. Jonie understands that the transition to senior living is a two-part puzzle: finding the right care and unlocking the funds to pay for it. With Welcome Home Team, BH&G, we take care of the details for you.
The "One Call" Difference: > Jonie Sturek is not only a placement expert but also a Seniors Real Estate Specialist ®️ (SRES) and a licensed Real Estate Associate Broker in both Nebraska and Iowa. Most advisors can only help you find a community; Jonie manages the entire home-selling process alongside the placement. By handling the real estate side, she ensures the transition is seamless and that the funds from your home sale are positioned to cover the care your loved one deserves.
Understanding Omaha Price Points (2026 Estimates)
Below is a breakdown of the four primary levels of care and what those monthly costs cover in our local market. You can check out more on the types of senior living options on our website.
1. Independent Living
Best For: Active seniors who want to ditch home maintenance but don’t need help with daily tasks.
• Omaha Price Point: $2,200 – $4,500+ per month.
• What’s Included: Private apartment, utilities, 1–3 meals daily, housekeeping, and social events.
• Note: Care is generally not included in this price.
2. Assisted Living
Best For: Seniors who value independence but need a "helping hand" with medication or personal care.
• Omaha Price Point: $4,500 – $6,500+ per month.
• What’s Included: 24-hour on-site staffing, medication management, and help with bathing or dressing.
• Note: Many communities use a "Level of Care" system where you pay a base rent plus a care tier fee.
3. Memory Care
Best For: Those living with Alzheimer’s or dementia who require a secure environment.
• Omaha Price Point: $6,500 – $8,500+ per month.
• What’s Included: Higher staff-to-resident ratios, secure courtyards to prevent wandering, and specialized cognitive programming.
4. Skilled Care (Nursing Home)
Best For: Individuals with complex medical needs requiring 24/7 clinical observation.
• Omaha Price Point: $8,500 – $10,500+ per month.
• What’s Included: 24-hour nursing (RN/LPN), wound care, and intensive physical or speech therapy.
Estimated Monthly Cost
Start the Transition with Confidence
If you are worried about how to bridge the gap between your current home and a new community, you don't have to manage multiple contractors, realtors, and advisors. With Jonie Sturek, one call handles it all. From evaluating the best senior living options in Omaha to listing and selling your home in Nebraska or Iowa, we provide a unified solution for your family. Check out our reviews to learn more about our client experiences.
Are you ready to see what your home is worth in today’s market to fund the next chapter of care?
